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Time-limited demands after the 2024 amendments
Georgia rewrote the rules for pre-suit settlement demands in motor vehicle cases. By Talal Perez Ghosheh · October 2026
A time-limited demand is an offer to settle within policy limits by a deadline. Georgia law lists what these demands must include for motor vehicle claims.
2024 changes
- The material terms are the exclusive list of terms
- Acceptance creates a bilateral contract
- Insurers can seek clarification without it counting as a counteroffer
Why it matters: a properly drafted demand can protect you if the insurer unreasonably refuses to settle within limits.
General information, not legal advice. Laws change; how they apply depends on your facts.
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